:root{--paper:#F6F2EA;--paper-2:#EDE6D9;--ink:#14213D;--ink-2:#3B4660;--rust:#C8692B;--line:#D8CFBF}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--paper);color:var(--ink);font-family:"IBM Plex Sans",system-ui,-apple-system,Segoe UI,Arial,sans-serif;font-size:17px;line-height:1.6}
a{color:var(--ink)}
.wrap{max-width:1080px;margin:0 auto;padding:0 28px}
header.top{border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-family:"Fraunces",Georgia,serif;font-weight:600;font-size:22px;letter-spacing:.2px}
.brand img{width:34px;height:34px}
nav a{margin-left:28px;text-decoration:none;font-size:15px;color:var(--ink-2)}
nav a:hover{color:var(--rust)}
.hero{padding:96px 0 72px;position:relative;overflow:hidden}
.eyebrow{font-size:13px;letter-spacing:.18em;text-transform:uppercase;color:var(--rust);font-weight:600}
h1{font-family:"Fraunces",Georgia,serif;font-weight:500;font-size:clamp(40px,6vw,68px);line-height:1.05;letter-spacing:-.5px;max-width:13ch;margin:18px 0 24px}
h1 em{font-style:normal;color:var(--rust)}
.lede{font-size:20px;color:var(--ink-2);max-width:58ch}
.btn{display:inline-block;margin-top:34px;background:var(--ink);color:var(--paper);padding:14px 26px;border-radius:2px;text-decoration:none;font-weight:600;font-size:15px;letter-spacing:.02em}
.btn:hover{background:var(--rust)}
.wake{position:absolute;right:-40px;top:60px;width:520px;opacity:.9;pointer-events:none}
section{padding:80px 0;border-top:1px solid var(--line)}
h2{font-family:"Fraunces",Georgia,serif;font-weight:500;font-size:36px;line-height:1.15;margin-bottom:14px}
.sub{color:var(--ink-2);max-width:60ch;margin-bottom:44px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:2px solid var(--ink)}
.cell{padding:28px 28px 8px 0;border-right:1px solid var(--line)}
.cell+.cell{padding-left:28px}
.cell:last-child{border-right:none}
.num{font-family:"Fraunces",Georgia,serif;color:var(--rust);font-size:15px;margin-bottom:10px}
h3{font-size:19px;font-weight:600;margin-bottom:8px}
.cell p{color:var(--ink-2);font-size:16px}
.band{background:var(--ink);color:var(--paper);border-top:none}
.band h2{color:var(--paper)}
.band .sub{color:#C9CFDC}
.steps{list-style:none;counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.steps li{counter-increment:s;border-top:1px solid #3A4766;padding-top:18px;font-size:16px;color:#DDE1EA}
.steps li::before{content:"0" counter(s);display:block;font-family:"Fraunces",Georgia,serif;color:var(--rust);font-size:28px;margin-bottom:6px}
.steps strong{display:block;color:var(--paper);font-size:17px;margin-bottom:4px}
.contact{display:grid;grid-template-columns:1.1fr 1fr;gap:56px;align-items:start}
.card{background:#fff;border:1px solid var(--line);padding:30px}
.card dt{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--rust);font-weight:600;margin-top:18px}
.card dt:first-child{margin-top:0}
.card dd{font-size:17px;margin-top:4px}
footer{border-top:1px solid var(--line);padding:34px 0 48px;font-size:14px;color:var(--ink-2)}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
footer a{margin-left:20px;color:var(--ink-2)}
.legal{padding:64px 0 80px;max-width:760px}
.legal h1{font-size:44px;max-width:none;margin-top:8px}
.legal h2{font-size:22px;margin:34px 0 8px;font-family:"IBM Plex Sans",Arial,sans-serif;font-weight:600}
.legal p,.legal li{color:var(--ink-2);margin-bottom:12px}
.legal ul{padding-left:22px}
@media(max-width:820px){.grid,.steps,.contact{grid-template-columns:1fr}.cell{border-right:none;border-bottom:1px solid var(--line);padding:24px 0}.cell+.cell{padding-left:0}.wake{display:none}nav a{margin-left:16px}}
@media(max-width:560px){nav a:not(:last-child){display:none}}